KATHERINE SIMPSON ALLEN (J.D., 1985, Vanderbilt) is a member of Stites & Harbison PLLC, in its Nashville office, with a practice focused on commercial transactions, commercial finance and creditors' rights. Ms Allen is the author of the 1987 2002 annual supplements to Tennessee Practice: Uniform Commercial Code Forms and Commentary (Thomson West Group), and has been listed for several years in the Banking section of The Best Lawyers in America. She is active in the ABA Business Law Section and is currently serving as Vice Chair of the Secured Lending Subcommittee of the Commercial Financial Services Committee. Ms. Allen is a Fellow and Regent of the American College of Commercial Finance Lawyers, and chaired the Tennessee Bar Association and Tennessee Bankers Association Joint Study Committee on Revised UCC Article 9. She is a past president of the Mid South Commercial Law Institute, and speaks frequently on UCC and other commercial law issues.

PAUL W. BONAPFEL has been a United States Bankruptcy Judge for the Northern District of Georgia since 2002. Prior to his appointment, he practiced law in Atlanta, Georgia, with the law firm of Lamberth, Bonapfel, Cifelli & Stokes, P.A., now known as Lamberth, Cifelli, Stokes, Ellis & Nason, P.A. As an attorney, Judge Bonapfel represented all types of parties in both business and consumer bankruptcy cases, including consumer and business debtors in liquidation cases, business debtors in reorganization cases, chapter 7 and 11 bankruptcy trustees, creditors' committees, and creditors in both consumer and business cases. Judge Bonapfel received his B.A. cum laude in government from Florida State University in 1972 and his J.D. magna cum laude from the University of Georgia School of Law in 1975, where he was Notes Editor of the Georgia Law Review. He was a judicial law clerk for United States District Judge Wilbur D. Owens, Jr., in Macon, Georgia. Judge Bonapfel is a former chairperson of the Bankruptcy Section of the State Bar of Georgia and of the Bankruptcy Section of the Atlanta Bar Association. He was also a director, and is a former president, of the Southeastern Bankruptcy Law Institute, a non profit organization which presents an annual seminar on bankruptcy law and procedure. He has lectured at numerous continuing legal education seminars.

WILLIAM H. BROWN retired in 2006 as a United States Bankruptcy Judge for the Western District of Tennessee, and he had been designated to sit also in the Middle District of Tennessee, Southern District of Florida, Eastern District of Michigan and Western District of Kentucky. Judge Brown served a four year term on the Bankruptcy Appellate Panel for the Sixth Circuit from 1999 through 2002. He received his law degree from the University of Tennessee College of Law, where he was Order of the Coif. Judge Brown is a member of the American Bankruptcy Institute, having served on its Board and Executive Committee, and is a Fellow in the American College of Bankruptcy. He is the author or co author of several texts, including Bankruptcy Exemption Manual, 2005 Bankruptcy Reform Legislation with Analysis 1st and 2d editions, Bankruptcy and Domestic Relations Manual, The Law of Debtors and Creditors (all published by Thomson West), and he is a principal contributing editor for Norton Bankruptcy Law and Practice 3rd. Recently, Judge Brown joined Honorable Keith M. Lundin as co author of Chapter 13 Bankruptcy, 3d edition, published by Bankruptcy Press, which will be available in a 4th edition electronically in 2008

SAMUEL K. CROCKER is a sole practitioner in Nashville, Tennessee, practicing for over 25 years primarily in the areas of creditors' rights and bankruptcy. His practice includes representation of debtors, creditors and Trustees. He has been a member of the standing panel of Chapter 7 Trustees for the United States Bankruptcy Court for the Middle District of Tennessee since 1984. Mr. Crocker received his B.A. from Vanderbilt University and his J.D. from the University of Mississippi. He is a member of the Nashville Bar Association and a Board member and the Immediate Past President of the National Association of Bankruptcy Trustees. He is a contributing editor to NABTalk, the Journal of the National Association of Bankruptcy Trustees, for which he has authored the article on recent bankruptcy case decisions for the last 12 years. He co authored, with Robert Waldschmidt, Impact of the 2005 Bankruptcy Amendments on Chapter 7 Trustees, The American Bankruptcy Law Journal, Volume 79, Issue 2, 2005. Mr. Crocker is a Director of the Mid South Commercial Law Institute, and is a frequent speaker on bankruptcy law and practice.

HON. PAULETTE J. DELK is a 1980 graduate of the Atlanta University Law School and was appointed to the United States Bankruptcy Court for the Western District of Tennessee on July 1, 2006. Prior to that time, she was a professor of debtor/creditor and commercial law at the University of Memphis. Upon her graduation from law school, she practiced in firms in Chicago and Memphis, as well as in house, before returning to the academy. During her teaching career, her articles on bankruptcy and commercial law have been printed in the Wake Forest Law Review, the Maine Law Review and the Missouri Law Review and she received the Excellence in Teaching Award from the University of Memphis, Cecil C. Humphreys School of Law alumni chapter. Judge Delk is a Board Member of the American Board of Certification for business and consumer bankruptcy.

BETH ROBERTS DERRICK has been the Assistant U.S. Trustee in the Nashville office of Region 8 since June 1988. She has served as a member of the U.S. Trustee Chapter 7 Subcommittee and the U.S. Trustee internal evaluation program which reviews the performance of U.S. Trustee regions across the country and reports to the Executive Office of the U.S. Trustees. She has been a contributing writer to U.S. Trustee manuals and policy statements and was on the Performance Standards Committee of the National Association of Chapter 13 Trustees. Ms. Derrick is a member of the American Bar Association and the Tennessee Bar Association. She has served as treasurer and newsletter co-editor for the Nashville chapter of LAW and is a past chair of the bankruptcy committee of the Nashville Bar Association. She is a Fellow of the Nashville Bar Foundation. She served as a director of the Mid-South Commercial Law Institute from 1999-2004, and as its President in 2002. Ms. Derrick received her B.S. degree in business administration and her J.D. from the University of Tennessee. Prior to becoming an Assistant U.S. Trustee, Ms. Derrick was in private practice, specializing in commercial law and Chapter 11 reorganizations.

ROBERT C. FURR has represented creditors, debtors and trustees in bankruptcy proceedings for over 30 years. Mr. Furr serves as a Panel Trustee for the United States Department of Justice in the Southern District of Florida, and is appointed as Trustee in approximately 2,000 cases per year. He is regularly appointed as a Chapter 11 trustee and has been designated as the Chapter 12 trustee in the Southern District. Mr. Furr has represented numerous businesses in Chapter 7 liquidation and in Chapter 11 reorganization and individuals in complex chapter 7 and chapter 11 proceedings. Mr. Furr lectures frequently on issues of bankruptcy, creditors' rights and remedies before National organizations. Mr. Furr was editor of NABTalk, the Journal of the National Association of Bankruptcy Trustees from 2000 to 2005. He has been on the Board of the NABT since 2000 and is currently serving as President. He has been President of the Bankruptcy Trustees Association for the Southern District of Florida for fifteen years. Mr. Furr is currently a contributing editor to the ABI Journal. Mr. Furr received his Juris Doctor from Emory University in 1975. He is admitted and licensed to practice law in Georgia and Florida and all Federal courts in Florida and the Eleventh Circuit Court of Appeals. In 1983, Mr. Furr became a Board Certified Civil Trial Lawyer by the Florida Bar. In 1994, Mr. Furr was certified as a Consumer Bankruptcy Lawyer and a Business Bankruptcy Lawyer by the American Bankruptcy Board of Certification. Mr. Furr has tried numerous contested matters in bankruptcy proceedings including all types of adversary proceedings. There are over 100 reported cases in which Mr. Furr has served as counsel. He is listed with an "AV" rating in Martindale Hubbell, is listed in Best Lawyers in America, and is listed in Super Lawyers in Florida.

HENRY E. HILDEBRAND III has served as Standing Trustee for Chapter 13 matters in the Middle District of Tennessee since 1982 and as Standing Chapter 12 Trustee for that district since 1986. He also is of counsel to the Nashville law firm of Lassiter, Tidwell, Davis, Keller & Hogan, PLLC. Mr. Hildebrand graduated from Vanderbilt University and received his J.D. from the National Law Center of George Washington University. He is a fellow of the American College of Bankruptcy and serves on its Education Committee. He is Board Certified in consumer bankruptcy law by the American Board of Certification, and is on the board of the Academy fro Consumer Bankruptcy Education. He is Chairman of the Legislative and Legal Affairs Committee for the National Association of Chapter 13 Trustees. Mr. Hildebrand has served as case notes author for The Quarterly, a newsletter dealing with consumer bankruptcy issues and Chapter 13 practice in particular since 1991. He is a regular contributor to the American Bankruptcy Institute Journal. He is an adjunct faculty member for the Nashville School of Law and St. Johns University School of Law.

BARBARA D. HOLMES is a litigation partner with Harwell Howard Hyne Gabbert & Manner, P.C. in Nashville, Tennessee. Barbara represents debtors, committees, trustees, and creditors in business bankruptcies. Her practice also includes workouts and business and commercial litigation in federal and state courts, and custody and other juvenile law matters on a pro bono basis. Barbara is the Middle Tennessee Governor on the TBA Board of Governors and a former director of the Nashville Bar Association for which she served as president in 2002. She is also a fellow of the Nashville Bar Foundation and the Tennessee Bar Foundation and a member and current chair of the Executive Council for the Bankruptcy Law Section of the Tennessee Bar Association. Barbara is a former director and past president of the Mid South Commercial Law Institute. She is also a member of the Hearing Committee for the Tennessee Board of Professional Responsibility and regularly serves on hearing panels for disciplinary enforcement matters. Barbara has been named to the Best Lawyers in America and the Nashville Business Journal Best of the Bar in the practice of bankruptcy and debtor creditors rights. She is a frequent producer and lecturer on broad range of CLE topics, served as chair of the CLE Committee of the Nashville Bar Association, and chaired a special task force on continuing legal education. She is also a recipient of the Nashville Bar Association's CLE Award for exceptional service to the Association's CLE program. Barbara was previously a Juvenile Court Referee, where she heard cases involving truancy, dependency and neglect, and private custody and visitation disputes. She also chaired a statewide commission on juvenile justice issues for the Tennessee Bar Association, which, among other things, developed new standards for guardians ad litem that were approved and implemented by the Tennessee Supreme Court.

HON. DAVID W. HOUSTON, III is a United States Bankruptcy Judge in the Northern District of Mississippi and a graduate of the University of Mississippi, 1966, Bachelor of Business Administration (accountancy); University of Mississippi Law School, 1969, Juris Doctorate; employed as a Special Agent with the Federal Bureau of Investigation, 1969 - 1972; partner, Houston, Chamberlin and Houston, Aberdeen, Mississippi, 1972 - 1983; former assistant district attorney, First Circuit Court District of Mississippi; former municipal judge of the City of Aberdeen; former city attorney for the City of Aberdeen, 1976 - 1983; United States Bankruptcy Judge, 1983 - present; Mississippi State Bar Association - member of Board of Bar Commissioners, 1982 - 1985; First Judicial District Bar Association - president, 1979 - 1980; Fellow, Mississippi Bar Foundation, Inc.; Fellow, American College of Bankruptcy; appointed by Chief Justice William Rehnquist to membership on the Judicial Conference Committee on the Administrative Office of the U.S. Courts, 1986 - 1997, and to membership on the Judicial Conference Committee on the Budget, 1997 - present; member of Fifth Circuit Court of Appeals Court Administration Committee; former member American Bankruptcy Institute Board of Directors; Co-chairman, American Bankruptcy Institute Legislative Committee; National Conference of Bankruptcy Judges - Board of Governors, 1985 - 1988, 1989 - 1991, President, 1993 - 1994, Chairman, Legislative Committee; visiting bankruptcy judge in Southern District of Mississippi, Northern, Southern, and Western Districts of Texas, Middle District of Louisiana.

EDWARD D. LANQUIST, JR. is an AV rated lawyer who focuses his practice on patent and trademark litigation, intellectual property counseling, and trademark prosecution. In addition to litigating more than ninety cases, Mr. Lanquist has filed over one thousand trademark registration applications, over one hundred and fifty patent applications, and performed in excess of one thousand five hundred trademark clearance searches. Mr. Lanquist has litigated cases involving patent infringement, trade mark infringement, trade dress infringement, right of publicity, copyright infringement, design patent infringement, and trade secret misappropriation cases. Mr. Lanquist counsels clients on the economic benefits and implications of intellectual property protection and litigation. Mr. Lanquist graduated with honors from the University of Tennessee Law School, and earned a degree with honors in civil engineering at the University of Tennessee. Mr. Lanquist is a Registered Patent Attorney. Non Profit Affiliations: Mr. Lanquist is a past chair of the Middle Tennessee Multiple Sclerosis Society, a past chair of the James E. West district of the Boy Scouts of America, and a past member of the board of the Middle Tennessee Chapter of the Boy Scouts of America. Mr. Lanquist is a past president of the Davidson County University of Tennessee National Alumni Association and a former Governor of the University of Tennessee National Alumni Association. Mr. Lanquist is a member of the board of trustees of Renewal House which is Nashville's first, largest, and most comprehensive long term recovery community for women with substance use addictions and their children. Renewal House helps women and families make a fresh start in life and break the cycle of addiction for future generations.

THOMAS W. LAWLESS earned his JD in 1980 from the Nashville School of Law and was admitted to practice in Tennessee in 1981. He is admitted to practice in all state and federal courts in Tennessee as well as the Court of Appeals for the 6th Circuit, Court of Appeals for the Federal Circuit and the United States Supreme Court. He is a board certified Creditors' Rights Law Specialist by the American Board of Certification and the Tennessee Commission on Continuing Legal Education and Specialization as well as a Rule 31 Mediator by the Tennessee Commission on Alternative Dispute Resolution. His practice includes representation of financial institutions and mortgage lenders in matters involving classified assets, workouts, extensive bankruptcy representation of creditors, collections, foreclosures, civil litigation and commercial and residential closings and documentation. He is a member of the Nashville, Tennessee, American and International Bar Associations as well as a member of the Federal Circuit Bar Association. He is the present Chairman of the Professionalism and Ethics Committee and is a member of the Bankruptcy Committee, Legislative Committee and the Judicial Selection Committee of the Nashville Bar Association and serves on the American Bar Association's Committee Small Firm Practice and Solo Attorney and well as the Bankruptcy Committee. He is a Fellow of the Tennessee and Nashville Bar Associations. He is an active member of the American Bankruptcy Institute, National Association of Chapter 13 Trustees, National Association of Bankruptcy Trustees and the Tennessee Land Title Association. He is active in civic activities, participating as Chairman of the Davidson County Republican Party, serving as a Poll Officer for Davidson Country Election Commission, a past candidate for the 5th Congressional District Republican nomination for the U.S. Congress and is active in the local Rotary Clubs. He received the 2004 Dial-A-Lawyer Volunteer of the Year Award from the Nashville Bar Association. He was a founding member of the Nashville Chapter of the Federalist Society and served as its first President. He is a member of the Republican National Lawyers Association. He was listed in the Nashville Business Journal's "Best of the Bar 2004 through 2009." He is listed in Who's Who in American Law, Who's Who in America and Who's Who in the World. He is listed in Martindale-Hubble as AV rated as well as being selected in the Bar Register of Preeminent Lawyers (in America) 2006 through 2009. He is listed in the Mid-South Super Lawyers 2006 through 2009. He has been recognized and included in Best Lawyers in America. He is a frequent lecturer and has published numerous articles on creditor issues in the financial industry. He is presently serving as the Chairman of the City of Oak Hill Board of Zoning Appeals.

HON. KEITH M. LUNDIN (J.D., 1976, Vanderbilt) is U.S. Bankruptcy Judge for the Middle District of Tennessee (1982 to present), and he served a term on the Bankruptcy Appellate Panel for the Sixth Circuit. Judge Lundin is as Adjunct Professor at Vanderbilt and Emory Law Schools and served as a Visiting Professor at the University of New Mexico Law School. He is a Contributing Editor for Norton Bankruptcy Law and Practice 2d (West), Managing Editor for Norton Bankruptcy Law Adviser, and the author of Chapter 13 Practice Guide (Wiley, 1995) and Chapter 13 Bankruptcy, 3d Ed. (Bankruptcy Press, Inc., 2000, Supp. 2006 & Supp 2007-1). In October 2002, he received the Award for Educational Excellence from the Educational Endowment of the National Conference of Bankruptcy Judges.

HON. JAMES M. MARLAR was appointed U.S. Bankruptcy Judge for the District of Arizona in 1993, with his primary duty station in Tucson, Arizona. In December 2007 he was reappointed for a second 14-year term. He travels within the District of Arizona, also hearing cases in Phoenix and Yuma. Judge Marlar served a seven-year term on the Ninth Circuit's Bankruptcy Appellate Panel from 1999 to 2006, and continues to serve on the Panel as a Judge Pro Tempore. Judge Marlar graduated from Stanford University in 1967 with a bachelor's degree in history and from the University of Arizona College of Law in 1970, where he was a member of the Arizona Law Review. Prior to his appointment he practiced in the areas of bankruptcy and commercial litigation in Phoenix, Arizona for 23 years and served as a Judge Pro Tempore on the Arizona Court of Appeals.

RANDAL S. MASHBURN is a shareholder in the Nashville office of Baker, Donelson, Bearman, Caldwell & Berkowitz. His practice focuses on commercial, business and bankruptcy disputes. Randal has more than 25 years of experience as a litigator dealing with contract disputes, bankruptcy matters, lender liability issues, director/officer liability, shareholder disputes, partnership dissolutions, lien priority disputes, Uniform Commercial Code and real estate issues and other types of business, commercial and financial disputes. He is currently representing a number of parties involved in litigation over "subprime" lending issues and has presented several seminars on the subject. Randal is certified as a business bankruptcy specialist by the American Board of Certification, and his experience includes the representation of creditors, debtors, trustees, committees, examiners and receivers in bankruptcy and insolvency cases. He has also served as court appointed examiner in bankruptcy matters. He frequently serves as mediator for a wide range of business disputes and is qualified as a Rule 31 mediator by the Tennessee Commission on Alternative Dispute Resolution. He has been listed for more than ten years as one of The Best Lawyers in America and in Chambers USA Ranking Guide of America's Leading Business Lawyers. He is listed in the "Best of the Bar" by the Nashville Business Journal and as one of the top 100 attorneys in Tennessee by the Mid South Super Lawyers publication. He is a Fellow of the Nashville Bar Foundation and a past president of the Mid South Commercial Law Institute. He serves on the Board of Directors and is the current President of the Tennessee Association of Professional Mediators. Before beginning his practice, he served as a judicial law clerk for judges on the United States District Court and the Tennessee Court of Appeals. He has spoken frequently on alternative dispute resolution, bankruptcy, and creditors' rights for bar associations, industry groups and continuing legal education programs.

W. NEAL McBRAYER is a member of Miller & Martin PLLC, concentrating in the areas of commercial litigation, bankruptcy and aviation law. He currently serves as chair of the firm's Ethics Committee and is the Loss Prevention Member for Miller & Martin's Nashville office. Mr. McBrayer received his B.A. magna cum laude from Maryville College in 1986. He received a J.D. from the College of William & Mary in Virginia in 1989 where he was also a member and editor of the William & Mary Law Review. Mr. McBrayer is a member of the Nashville (former chair of the Bankruptcy Court Committee), Tennessee (former chair of the Bankruptcy Law Section) and American Bar Associations. He is a 20th Judicial Circuit delegate to the TBA House of Delegates and a Fellow of the Nashville Bar Foundation. Mr. McBrayer is co-author of Tennessee Secured Transactions Under Revised Article 9 of the Uniform Commercial Code: Forms and Practice Manual.

JOHN E. MURDOCK III (J.D., 1981, Vanderbilt) is a member of Boult, Cummings, Conners & Berry PLC in Nashville, with a practice including commercial transactions, lending, loan recoveries, and acquisitions and dispositions of distressed businesses. Mr. Murdock is listed in the Banking section of The Best Lawyers in America. He is active in the Business Law Section of the American Bar Association and especially the Commercial Financial Services Committee, for which he is past chairman of the Lender Liability Subcommittee and is presently Vice Chairman of the Intellectual Property Financing Subcommittee. Mr. Murdock was the co reporter for the Tennessee Bar Association opinion letter project; was a member of American Bar Association task force on lender liability statutes of frauds; is a past director of Mid South Commercial Law Institute; is a member and past Regent of the American College of Commercial Finance Lawyers; was chairman of the Tennessee Bar Association Committee on Information Technology and Business Law; and engages in other professional activities. He speaks frequently on matters of commercial and business law.

WILLIAM L. NORTON, III is a partner in the Nashville law firm of Bradley Arant Boult Cummings located in Nashville, TN. His main area of practice is in the commercial finance area, dealing primarily in creditors' rights and insolvency. He is certified as a business bankruptcy law specialist by the Tennessee Commission on Legal Education and Specialization and is an adjunct professor at Vanderbilt University School of Law and a frequent speaker at seminars on bankruptcy, real property foreclosure and the Uniform Commercial Code. He is the managing editor of Norton Bankruptcy Law & Practice 3d and co-wrote Norton Creditors' Rights Handbook (Thomson/West 2008). Mr. Norton earned his B.A. degree and J.D. degree from Vanderbilt University. He is a Fellow at the American College of Bankruptcy, a past-president of the American Board of Certification, a past-president and founder of the Tennessee Turnaround Management Association, and a past-president of the Mid-South Commercial Law Institute. Mr. Norton is a member of the Nashville, Tennessee and American (member, Business Bankruptcy Committee, Business Section) bar associations and the American Bankruptcy Institute.

KEVIN O'HALLORAN has a Masters in Management (MBA) from MIT Sloan School of Management, a BA in Economics, Math and Politics from University College Dublin, Ireland, and is a graduate of the EC Executive Training Program in Japan. He has lived and worked for extensive periods in Asia and Europe. Mr. O'Halloran specializes in corporate restructurings, acquisitions/sales and due diligence, implementation and/or monitoring of Bankruptcy Plans and settlements, and has worked with a number of companies across a range of real estate, service and manufacturing industries, both public and private, through reorganization and liquidation programs. In addition, he has been appointed as a Receiver in the Federal District Courts, as well as by State Courts, in Alabama, Colorado, Georgia, Missouri, North Carolina and Pennsylvania, and as a Liquidator by the Grand Court of the Cayman Islands. He has been appointed as Chapter 11 Trustee, Examiner, as well as Plan Trustee and Liquidating Agent for a number of Chapter 11 cases by the Federal Bankruptcy Courts in Alabama, Florida, Georgia, Tennessee and Virginia. Mr. O'Halloran has been retained in numerous cases by the Board, with Court approval, as Chief Restructuring Officer. Through these cases he has been responsible for the management of corporations, significant asset sales, as well as complex litigation including professional malpractice, securities and investor rights issues.

LUCIAN T. PERA is a partner with the Memphis, Tennessee, office of Adams and Reese LLP. His practice is composed primarily of civil trial work, including a wide variety of media, health care, personal injury, and general commercial litigation, and he also counsels and represents lawyers, law firms, and others in the area of ethics and professional responsibility. A Memphis native, he is a graduate of Princeton University and Vanderbilt University School of Law, he is the Editor-in-Chief of the Tennessee Ethics Handbook (now in its fourth edition) and one of two co-authors of an email newsletter on ethics, Ethics and Lawyering Today, hosted at his website, <www.ethicsandlawyering.com. He served for five years as a member of the ABA Special Commission on the Evaluation of the Rules of Professional Conduct (also known as “Ethics 2000"), which proposed significant changes to the ABA Model Rules of Professional Conduct that were approved by the ABA in August 2002. He has served for more than five years as Chair of the Tennessee Bar Association Standing Committee on Ethics and Professional Responsibility, which developed and proposed to the Supreme Court of Tennessee new legal ethics rules for Tennessee based on the ABA Model Rules of Professional Conduct, which the Court adopted effective in March 2003. He currently chairs the Media Law Resource Center Defense Counsel Section’s Ethics Committee and is Co-Chair of the ABA Section of Business Law’s Committee on Professional Conduct. From 1990 through 1994, and from 2000 to the present, he has represented the TBA in the ABA House of Delegates. From 1994 through 1997, he served as one of two Young Lawyer Members-at-Large of the ABA Board of Governors and, during 1996 through 1997, he became the only young lawyer to Chair the Board’s Finance Committee and was a member of the ABA’s eight-person Executive Committee. He is a member of the American Law Institute and is listed in The Best Lawyers in America.

LOUIS M. PHILLIPS is a partner in the law firm Gordon, Arata, McCollam, Duplantis & Eagan, L.L.P., where he is the leader of the firm's Insolvency and Bankruptcy Practice Group. He provides legal representation and consultation for debtors, creditors, and trustees over a broad practice area, including transaction and business structuring and restructuring, bankruptcy reorganization, property sales, asset financing, and bankruptcy and commercial litigation. He was the United States Bankruptcy Judge for the Middle District of Louisiana from May, 1988 through May, 2002. During his tenure, he authored numerous opinions of first impression of Louisiana state law and bankruptcy law, and was the author of a number of opinions that ultimately were adopted by the Fifth Circuit and other courts as the law of those courts. He also presided over the first conversion to a totally electronic filing and docketing system within the Federal Courts of the United States. He currently serves as an Adjunct Professor of Law at the Louisiana State University Law Center, a position he has held since 1988, and is the permanent chair of the annual Bankruptcy Law Seminar sponsored by the Louisiana State University Center for Continuing Professional Development, a program he developed and has chaired since 1995. He has been a contributing editor to the Norton Bankruptcy Law and Practice 2nd, and is the author of numerous articles for law reviews and other periodicals, including Fifth Circuit Symposium: Bankruptcy, 35 Loy. L. Rev. 715 (1989); Developments in the Law: Bankruptcy, 54 La. L. Rev. 599 (1994); and Ruminations on Property of the Estate: Does Anyone Know Why a Debtor's Postpetition Earnings, Generated by Her Own Earning Capacity, Are Not Property of the Bankruptcy Estate?, 58 La. L. Rev. 623 (1998). He is also a frequent speaker and writer for legal education seminars across the country, including seminars presented by or in conjunction with Stetson University College of Law, University of Missouri-Kansas City School of Law, Texas Tech School of Law, Norton Institutes on Bankruptcy Law, American Bankruptcy Institute, National Association of Bankruptcy Trustees, National Association of Chapter 13 Trustees, Mississippi Bankruptcy Conference, Southeastern Bankruptcy Law Institute, American Bar Association, the bar associations of Louisiana, Ohio, Oregon, Tennessee, Washington and Wisconsin, numerous federal district bar associations, National Association of Attorneys General, States' Association of Bankruptcy Attorneys, National Association of Consumer Bankruptcy Attorneys, and VISA International. He has also taught educational programs on bankruptcy law for state judges.

LAWRENCE M. RICHEY is Senior Vice President and Senior Corporate Lending Officer at FSGBank, N.A. in Chattanooga, TN. He has thirty years experience in all areas of commercial banking and is currently the senior lending officer at a $1.3 billion community based bank with offices throughout Eastern Tennessee and Northern Georgia. He has previous experience wit Bank of America as a Strategic Advisor in the larger middle market segment and has also worked with syndicated loans, high-yield debt, mergers and acquisitions and capital allocation. Mr. Richey has a B.A. in Economics from the University of Michigan, and an MBA in Finance from Eastern Michigan University. Mr. Richey has been a guest lecturer at the University of Tennessee in Knoxville and Chattanooga and a previous speaker at the MidSouth Commercial Law Institute.

MARIA R. SALAS received her B.S. from Middle Tennessee State University summa cum laude in 1985, and received her J.D. from the Nashville School of Law in 1992. Since 1995, her practice has almost exclusively been representing debtors in chapter 7 and chapter 13 cases. Ms. Salas is certified as a consumer bankruptcy specialist by the Tennessee Commission on Continuing Legal Education and Specialization and the American Board of Certification. She currently serves on the board of directors of the Tennessee Lawyer's Association for Women. She is a former member of the board of directors of the Mid-South Commercial Law Institute, and is a former chair of the Nashville Bar Association Bankruptcy Court Committee. She is a member of the American, Tennessee, and Nashville Bar Associations, Tennessee and Nashville Lawyers' Associations for Women, the National Association of Consumer Bankruptcy Attorneys, and the American Bankruptcy Institute. She is a fellow of the Tennessee Bar Foundation and the Nashville Bar Foundation, and is an alumnus of the Tennessee Bar Association Leadership Law program. She received the Nashville Bar Association Pro Bono Volunteer of the Year Award for 2001.

HON. R. THOMAS STINNETT was appointed to the United States Bankruptcy Court for the Eastern District of Tennessee, on May 4, 1994. Prior to that, he practiced as an attorney in the law firm of Stone & Hinds, P.C., in Knoxville, Tennessee (1974 to 1994). Before entering private practice he clerked on the Tennessee Court of Appeals. Judge Stinnett received a B.S. (Business Administration) from the University of Tennessee in 1968 and his J.D. from the University of Tennessee in 1974. He is a member of the Tennessee Bar Foundation, American Bankruptcy Institute, Commercial Law League of America, Chattanooga Bar Association, Knoxville Bar Association and National Conference of Bankruptcy Judges. Judge Stinnett is past-president of The Chattanooga Civitan Club. Judge Stinnett has made presentations on bankruptcy information at seminars for the Mid-South Commercial Law Institute, Tennessee General Sessions Judges' Conference, Tennessee Defense Lawyers Association, Chattanooga Bar Association, and the Federal Bar Association. In addition, Judge Stinnett has addressed numerous high school students and civic organizations on the subject of financial literacy. He and his wife, Libby, reside in Chattanooga, Tennessee.

ROBERT H. WALDSCHMIDT is a member in the Nashville firm of Howell & Fisher, PLLC. He has been a bankruptcy trustee since 1976, first under the Bankruptcy Act, then as a Chapter 7 panel trustee under the Bankruptcy Code. His practice consists primarily of bankruptcy related matters, either as a trustee/attorney for trustee or debtor/creditor work. He served as trustee in over 50 reported decisions in bankruptcy matters. Mr. Waldschmidt earned his J.D. from Vanderbilt University in Nashville, Tennessee in 1976, after graduating summa cum laude with a B.S. in Mathematics from Hillsdale College in 1973. Mr. Waldschmidt has chaired several legislative committees, appeared numerous times before the Bankruptcy Review Commission, testified before the House Subcommittee on Bankruptcy Reform, served as the President of the National Association of Bankruptcy Trustees (1998-1999), and participates as a speaker at numerous seminars at a local and national level. He is currently a director of the Mid-South Commercial Law Institute. He is also a member of the Nashville, Tennessee and American Bar Associations, the Commercial Law League of America, and the National Association of Bankruptcy Trustees. Mr. Waldschmidt co-authored, with Sam Crocker, the article AImpact of the 2005 Bankruptcy Amendments on Chapter 7 Trustees@, published in Volume 79, Issue 2, 2005 of The American Law Journal, and is a contributing editor of the Recent Case article in NABTalk.

ROBIN BICKET WHITE is a partner at the firm of MGLAW, PLLC in Nashville, Tennessee. She represents debtors, creditors, and committees in Chapter 11 bankruptcy cases and out-of-court restructurings. Many of Robin's clients are small to medium-sized companies that face financial difficulties. Robin is a graduate of Vanderbilt University (B.A. 1995) and Vanderbilt University School of Law (J.D. 1998) and is board certified in Business Bankruptcy Law by the American Board of Certification. She was listed as a Mid-South Super Lawyer Rising Star for 2008 and was named "Best of the Bar" in Business Bankruptcy by the Nashville Business Journal. Robin is a member of the Business Reorganization Committee of the American Bankruptcy Institute, the International Women's Insolvency & Restructuring Confederation, Tennessee Chapter, and the Turnaround Management Association, Tennessee Chapter. She is also co-chair of the CLE Subcommittee of the Nashville Bar Association's Bankruptcy Court Committee. Robin has also been named NBJ “Best of the Bar” 2009, Mid-South Super Lawyer Rising Star for 2009, and the Best Lawyers In America, 2010 edition.